Remember, with most prepaid debit cards, there is no reporting to the credit bureaus (Transunion, Experian and Equifax), which means that any and all spending you do with your prepaid credit card will neither add favorably nor detract from your credit history. If you are the type of person who has trouble managing their debt, then this can be a good thing. However, if you are the type of person who pays their bills on time every time, then using a prepaid credit card would be a wasted opportunity to enhance your credit history!